Certificated Employee Benefits
Important Benefit Information from BEA!
I have received information that the district is scheduling a series of Benefit Fairs. Even if you have been employed with the district for many years, you should take a close look at your plan and the rates this year several reasons:
· The state allocation to health care was increased by less than 2% - $13.00 per month
· Premera’s rate increases were 7.4%
· Group Health has some plan changes to keep down the rate increases
· Dental increased $5.95
Even with the extra district contributions to health care we bargained so hard for last year, you may see significant rate increases depending on the plan you choose. Loss of one LID and the COLA due to legislative cuts may mean that your 1% pay increase is totally taken up by increased health care costs.
We strongly recommend you take a close look at the medical plan you’ve selected to see if a different plan may make more economic sense for you.
There is a new version of Plan 4 called the Easy Choice Plan which may be of interest to you if you need to have no out of pocket costs (except Employee/family). There are actually three versions of the plan A, B, and C. Each plan is designed for a different stage of life. Coverage is tailored to fit the kind of coverage you may need if you are active and healthy, or headed towards a time in life where you need to be thinking about preventative screenings such as prostate exams.
Rate information is listed in the chart below. To calculate your monthly out of pocket expenses:
Monthly Medical Premium
- District-Paid Medical Contribution
Monthly Employee Out of Pocket Rate
· If the premium is less than or equal to the District Contribution, than your out of pocket rate is 0.
· Part time rates are for Employees working 20-39 hours per week.
Plan 1 Plan District $ District $
Premium Full time Part time
Employee only $635.35 $545.35 $449.00
Employee/spouse $1,234.10 $815.00 $668.00
Employee/children $888.85 $758.00 $622.00
Employee/family $1,487.60 $835.00 $696.00
Plan 2 Plan District $ District $
Premium Full time Part time
Employee only $555.95 $545.35 $449.00
Employee/spouse $1,076.55 $815.00 $668.00
Employee/children $776.50 $758.00 $622.00
Employee/family $1297.10 $835.00 $696.00
Plan 3 Plan District $ District $
Premium Full time Part time
Employee only $497.35 $545.35 $449.00
Employee/spouse $963.30 $815.00 $668.00
Employee/children $694.80 $758.00 $622.00
Employee/family $1,160.75 $835.00 $696.00
Plan (4) Easy Choice Plan District $ District $
Premium Full time Part time
Employee only $403.85 $545.35 $449.00
Employee/spouse $781.85 $815.00 $668.00
Employee/children $563.95 $758.00 $622.00
Employee/family $941.95 $835.00 $696.00
Plan 5 Plan District $ District $
Premium Full time Part time
Employee only $570.00 $545.35 $449.00
Employee/spouse $1,156.00 $815.00 $668.00
Employee/children $812.45 $758.00 $622.00
Employee/family $1,398.45 $835.00 $696.00
Group Health Plan District $ District $
Premium Full time Part time
Employee only $472.38 $545.35 $449.00
Employee/spouse $927.59 $815.00 $668.00
Employee/children $664.44 $758.00 $622.00
Employee/family $1,119.69 $835.00 $696.00
To see detailed information on your medical, dental, vision and life & disability benefits plans, go to this website:
http://www.gallagherreppond.com/benefitmanager/
The password to use is "teacher."